Posted for "colyncase on earthlink" <colyncase@earthlink.net>:

 right - I guess you have to decide which exposure bothers you more.
 somehow the "cruising at fl240 over the mountains and the engine fails
 completely"
 got my attention.   ....it lasts longer.
 
 but I see the problem.   I hadn't thought about governor failure or a
 scenario where
 you lose oil pressure but not power.