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Hamid: As you say, "but wait, there's more"! You can add to your list of tax
woes the fact that, when you retire and start collecting your pittance from
Social Security, it gets lumped in with other income you receive and is also
taxed as ordinary income. Beats me why they don't just reduce the monthly
amount rather than send it to you and then ask for some of it back. Maybe
the IRS just wants to be sure we don't forget about them. Maybe they just
like the chance to piss us off!

(Marv, I know this is off the point of the list, but I couldn't resist).

Dan Schaefer

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Please send your photos and drawings to marvkaye@olsusa.com.
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