I suggest an alternate, positive way to look at the odds, as follows:
1) Nearly all accidents are caused by pilot error, so look at the pilot, not the airplane.
2) My recollection from a comprehensive review of accident statistics showed that you can reduce your chances of an accident by 90% by NOT doing the following five things:
- Zooming your girlfriend's house (showing off)
- Attempting to exceed the capabilities of your airplane (runway length, obstacles, climb rates, etc.)
- Flying in weather when you are not equipped to deal with it
- Running out of fuel, and
- Flying after drinking booze.
I would say a 90% improvement is a good thing to strive for, and seems pretty easy to do.
It's not the airframe so much as it is the pilot that kills the pilot.
Pilot Fred