Attached is a quote from AOPA for my IVP, a cool $12.7k.  This for a guy with 1500 hours retract/hi perf, no incidents, Commercial - Multi Engine - Instrument with current HPAT training.

Sure glad I paid for the HPAT training, but now I can't afford the insurance!

I would say, at $12.7k, they count on me crashing.

Cheers,

John Hafen

N413AJ 300 hours