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Date: Thu, 25 Dec 2008 09:42:26 -0500
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From: n427jb@bellsouth.net
Subject: Insurance
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There were several issues presented today that require my additional commen=
ts on the insurance/training issue.  AIG cannot possibly demand that each a=
nd every one of those aircraft inspected by Lancair need to be reinspected.=
  Now, keep in mind that in my last post I stated that if the aircraft has =
been sold then a re-inspection would be required.  Further, while I greatly=
 respect Jeff Edwards' enthusiasm for this subject, I do disagree with cert=
ain of his assessments.  Tim Wilson's day job has become essentially one to=
tally devoted to scheduling inspections.  When and if Lancair inspections b=
ecome too numerous for Tim to handle, you can be assured Lancair will expan=
d the number of inspectors to handle the demand.  While the cost for such a=
n inspection can be "significant," what is the value to the owner of findin=
g a potentially devastating flaw and thereby preventing property damage and=
 personal injury?

Now on to the issue of instruction.  No doubt, Jeff is a knowledgable sourc=
e who has cited statistics which should assist the insurance industry and t=
he FAA in determining what is the root cause of accidents.  What neither Je=
ff nor Pete can do is look into the mind of the pilot at any time much less=
 at a time immediately prior to or during any flight.  They cannot be there=
 when the pilot decides that he or she will disregard the requirements of P=
art 91 regarding a current BFR, instrument approach currency, night or day =
landing requirements, or even a current medical.  The pilot is the problem =
and the pilot needs to be trained and reminded of the hazards of flight.  T=
hat pilot needs to know that it is the initial go-no go decision that is th=
e most important decision he can make for the entire flight.  It is through=
 repetative training that this issue is driven home!  Now, what Jeff and Pe=
te must do is find a way to effectively communicate.  This issue is bigger =
than the both of them.  In their communications, they must come up with a c=
ommon syllabus and a common check list with which to teach and from which t=
o report on those items taught during the training.  This common check list=
, when completed and delivered to Lancair, will be the basis for the issuan=
ce of  the insurance inspection form.  I invite Jeff to coordinate his effo=
rts with Pete before setting a date for a meeting of any kind wherein he wi=
shes Pete to participate.

Finally, please do not assume that Lancair is working with AIG because it i=
s insured with AIG.  That is not the case.  I have spoken with Starr Insura=
nce, now managed by Jim Anderson, who refuses to insure Lancairs due to its=
 loss history.  I have not sought out other insurance companies but, as I r=
eported in my last post, I did hear that Avemco was starting to insure Lanc=
air aircraft.  I would ask that all report here on the LML our experiences =
with other insurance companies.  You want insurance at reasonable rates?  S=
tart training now and fly like you have been trained.=20=20

This is not a personality contest...its not "I like Pete" or "I like Jeff."=
  Its all about getting a common training syllabus and a common check list =
which Lancair can endorse and use as a standard from which to issue an insu=
rance certificate.=20=20

Joe
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<DIV>There were several issues presented today that require my additional c=
omments on the insurance/training issue.&nbsp; AIG cannot possibly demand t=
hat each and every one of those aircraft inspected by Lancair need to be re=
inspected.&nbsp; Now, keep in mind that in my last post I stated that if th=
e aircraft has been sold then a re-inspection would be required.&nbsp; Furt=
her, while I greatly respect Jeff Edwards' enthusiasm for this subject, I d=
o disagree with certain of his assessments.&nbsp; Tim Wilson's day job has =
become essentially one totally devoted to scheduling inspections.&nbsp; Whe=
n and if Lancair inspections become too numerous for Tim to handle, you can=
 be assured&nbsp;Lancair will expand the number of inspectors to handle the=
 demand.&nbsp; While the cost for such an inspection can be "significant," =
what is the value to the owner of finding a potentially devastating flaw an=
d thereby preventing&nbsp;property damage and personal injury?</DIV>
<DIV>&nbsp;</DIV>
<DIV>Now on to the issue of instruction.&nbsp; No doubt, Jeff is a knowledg=
able source who has cited statistics which should assist the insurance indu=
stry and the FAA in determining what is the root cause of accidents.&nbsp; =
What neither Jeff nor Pete can do is look into the mind of the pilot at any=
 time much less at a time immediately prior to or during any flight.&nbsp; =
They cannot be there when the pilot decides that he or she will disregard t=
he requirements of Part 91 regarding a current BFR, instrument approach cur=
rency, night or day landing requirements, or even a current medical.&nbsp; =
The pilot is the problem and the pilot needs to be trained and reminded of =
the hazards of flight.&nbsp; That pilot needs to know that it is the initia=
l go-no go decision that is the most important decision he can make for the=
 entire flight.&nbsp; It is through repetative training that this issue is =
driven home!&nbsp; Now, what Jeff and Pete must do is find a way to effecti=
vely communicate.&nbsp; This issue is bigger than the both of them.&nbsp; I=
n their communications, they must come up with a common syllabus and a comm=
on check list with which to&nbsp;teach and from which to report on those it=
ems taught during the training.&nbsp; This common check list, when complete=
d and delivered to Lancair, will be the basis for the issuance of &nbsp;the=
 insurance inspection form.&nbsp; I invite Jeff to coordinate his efforts w=
ith Pete before setting a date for a meeting of any kind wherein he wishes =
Pete to participate.</DIV>
<DIV>&nbsp;</DIV>
<DIV>Finally, please do not assume that Lancair is&nbsp;working with&nbsp;A=
IG because it is insured with AIG.&nbsp; That is not the case.&nbsp; I have=
 spoken with Starr Insurance, now managed by Jim Anderson, who refuses to i=
nsure Lancairs due to its loss history.&nbsp; I have not sought out other i=
nsurance companies but, as I reported in my last post, I did hear that Avem=
co was starting to insure Lancair aircraft.&nbsp; I would ask that all repo=
rt here on the LML our experiences with other insurance companies.&nbsp; Yo=
u want insurance at reasonable rates?&nbsp; Start training now and fly like=
 you have been trained.&nbsp; </DIV>
<DIV>&nbsp;</DIV>
<DIV>This is not a personality contest...its not "I like Pete" or "I like J=
eff."&nbsp; Its all about getting a common training syllabus and a common c=
heck list which Lancair can endorse and use as a standard from which to iss=
ue an insurance certificate.&nbsp; </DIV>
<DIV>&nbsp;</DIV>
<DIV>Joe</DIV>
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