X-Virus-Scanned: clean according to Sophos on Logan.com Return-Path: Sender: To: lml@lancaironline.net Date: Wed, 02 Jul 2008 12:41:31 -0400 Message-ID: X-Original-Return-Path: Received: from QMTA09.westchester.pa.mail.comcast.net ([76.96.62.96] verified) by logan.com (CommuniGate Pro SMTP 5.2.4) with ESMTP id 3000227 for lml@lancaironline.net; Tue, 01 Jul 2008 22:05:31 -0400 Received-SPF: none receiver=logan.com; client-ip=76.96.62.96; envelope-from=mccordh@mccordfamily.net Received: from OMTA13.westchester.pa.mail.comcast.net ([76.96.62.52]) by QMTA09.westchester.pa.mail.comcast.net with comcast id koM41Z00N17dt5G5906w00; Wed, 02 Jul 2008 02:04:51 +0000 Received: from oregon.mccordfamily.org ([98.218.190.90]) by OMTA13.westchester.pa.mail.comcast.net with comcast id kq4n1Z00F1xUQmS3Zq4oQQ; Wed, 02 Jul 2008 02:04:48 +0000 X-Authority-Analysis: v=1.0 c=1 a=Z-mVISIKncjs7-XdQygA:9 a=N1n6GsODxcydLXnDjFUA:7 a=uCZlSv3Ifzgll4PzPhVOgBMLWXQA:4 a=B6U5Ctkm1_kA:10 a=lTw1koQdL-2JLkXk6KoA:9 a=Aa7xban7mIMpgaR7BqwA:7 a=kdJ2bmfQfkoY0Q4W7usPG68Z7-gA:4 a=AfD3MYMu9mQA:10 Received: from arizona ([192.168.1.120]) by oregon.mccordfamily.org (8.12.8/8.12.8) with ESMTP id m6224kqS024629 for ; Tue, 1 Jul 2008 22:04:49 -0400 From: "hal-ed" X-Original-To: References: Subject: Legacy insurance X-Original-Date: Tue, 1 Jul 2008 22:04:34 -0400 X-Original-Message-ID: <00e301c8dbe7$f9994940$7801a8c0@arizona> MIME-Version: 1.0 Content-Type: multipart/alternative; boundary="----=_NextPart_000_00E4_01C8DBC6.7287A940" X-Mailer: Microsoft Office Outlook 11 X-MimeOLE: Produced By Microsoft MimeOLE V6.00.2900.3198 Thread-Index: Acjb34tJY+f/wyAoQ26T/RnuHdHrRgABQNGQAAC/wQA= In-Reply-To: This is a multi-part message in MIME format. ------=_NextPart_000_00E4_01C8DBC6.7287A940 Content-Type: text/plain; charset="us-ascii" Content-Transfer-Encoding: 7bit Evening All, I'm not sure how wide the appeal for the question might be, but I'm certain that for various reasons, the answers to these questions could become general interest at some point. I've recently signed the purchase agreement for a Legacy kit, and have been looking at the future insurability for the day when the baby will fly under its own power-a year or two down the road, I expect. So far I've spoken with one company that represents four underwriters. They've been vey friendly and helpful, but the bottom line is that two of the underwriters won't quote any Legacy and the other two would decline to quote "me" in a Legacy. I'm partially to blame for this, of course, since I had a reportable accident this year in my certified bird that resulted in the total loss of the aircraft, and very nearly myself. It was actually this accident, and the hours of parsing my logbooks for the FAA, NTSB and the insurance company reports (while lying in a hospital bed) that highlighted my normal mission profile and led me to the Legacy as more closely aligned with the way I was actually using my aircraft. So, here's the question(s). I expected to pay more following the accident, I didn't expect the underwriters to decline to even quote me. Is there a time, an industry formalized period, where one is blacklisted following a claim, and if so, how long does that last? Do you know of other companies and underwriters that, while taking a claims history in to account, might not be as shy about providing a quote? Regards, Hal ------=_NextPart_000_00E4_01C8DBC6.7287A940 Content-Type: text/html; charset="us-ascii" Content-Transfer-Encoding: quoted-printable Legacy insurance

      Evening All,

      I'm not = sure how wide the appeal for the question might be, but I'm certain that = for various reasons, the answers to these questions could become general = interest at some point.

      I’ve recently signed the purchase agreement for a = Legacy kit, and have been looking at the future insurability for the day = when the baby will fly under its own power—a year or two down the = road, I expect. So far I’ve spoken with one company that = represents four underwriters.  They’ve been vey friendly and = helpful, but the bottom line is that two of the underwriters won’t = quote any Legacy and the other two would decline to quote = “me” in a Legacy.

      I’m partially to blame for this, of course, since I = had a reportable accident this year in my certified bird that resulted = in the total loss of the aircraft, and very nearly myself.  It was = actually this accident, and the hours of parsing my logbooks for the = FAA, NTSB and the insurance company reports (while lying in a hospital = bed)  that highlighted my normal mission profile and led me to the = Legacy as more closely aligned with the way I was actually using my = aircraft.

      So, = here’s the question(s)…  I expected to pay more = following the accident, I didn’t expect the underwriters to = decline to even quote me.  Is there a time, an industry formalized = period, where one is blacklisted following a claim, and if so, how long = does that last?  Do you know of other companies and underwriters = that, while taking a claims history in to account, might not be as shy = about providing a quote?

      Regards,

      Hal

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