X-Virus-Scanned: clean according to Sophos on Logan.com Return-Path: Sender: To: lml@lancaironline.net Date: Fri, 30 Sep 2005 12:13:54 -0400 Message-ID: X-Original-Return-Path: Received: from [64.12.137.3] (HELO imo-m22.mail.aol.com) by logan.com (CommuniGate Pro SMTP 5.0c3) with ESMTP id 742925 for lml@lancaironline.net; Fri, 30 Sep 2005 12:13:36 -0400 Received-SPF: pass receiver=logan.com; client-ip=64.12.137.3; envelope-from=Sky2high@aol.com Received: from Sky2high@aol.com by imo-m22.mx.aol.com (mail_out_v38_r5.5.) id q.45.31b97d01 (2519) for ; Fri, 30 Sep 2005 12:12:44 -0400 (EDT) From: Sky2high@aol.com X-Original-Message-ID: <45.31b97d01.306ebdfc@aol.com> X-Original-Date: Fri, 30 Sep 2005 12:12:44 EDT Subject: Re: [LML] Re: Insurance X-Original-To: lml@lancaironline.net MIME-Version: 1.0 Content-Type: multipart/alternative; boundary="-----------------------------1128096764" X-Mailer: 9.0 Security Edition for Windows sub 5009 X-Spam-Flag: NO -------------------------------1128096764 Content-Type: text/plain; charset="US-ASCII" Content-Transfer-Encoding: 7bit If one can get a breakdown of the insurance bill ,such as hull in flight and liability, a prudent decision might be made about just what coverage is appropriate. Usually, hull in flight is the most expensive component although I am sure there is a liability cost penalty for each seat over 2. For years I had not-in-motion hull and $1M liability as I thought that my estate would not be adversely affected should I drill my lawn dart several feet into the ground - I know I wouldn't care. I forgot about the risk associated with a gear-up landing that I could walk away from and still have to pay for repair. I now insure for hull in flight (nothing like closing the barn door.......). Those of you with wheels stuck in the down position should consider self-insuring the hull whilst in motion. The not-in-motion hull insurance is important if you tie down out side or travel enough to strange airport environments. Ya gots ta have liability covered. Falcon works for me. Scott Krueger AKA Grayhawk Lancair N92EX IO320 SB 89/96 Aurora, IL (KARR) -------------------------------1128096764 Content-Type: text/html; charset="US-ASCII" Content-Transfer-Encoding: quoted-printable
If one can get a breakdown of the insurance bill ,such as hull in fligh= t=20 and liability, a prudent decision might be made about just what coverage is=20 appropriate.  Usually, hull in flight is the most expensive component=20 although I am sure there is a liability cost penalty for each seat over 2.
 
For years I had not-in-motion hull and $1M liability as I thought=20= that=20 my estate would not be adversely affected should I drill my lawn dart severa= l=20 feet into the ground - I know I wouldn't care.  I forgot about the risk= =20 associated with a gear-up landing that I could walk away from and still have= to=20 pay for repair.  I now insure for hull in flight (nothing lik= e=20 closing the barn door.......).
 
Those of you with wheels stuck in the down position should consider=20 self-insuring the hull whilst in motion.
 
The not-in-motion hull insurance is important if you tie down out side=20= or=20 travel enough to strange airport environments.
 
Ya gots ta have liability covered.
 
Falcon works for me.=20
 
Scott Krueger=20 AKA Grayhawk
Lancair N92EX IO320 SB 89/96
Aurora, IL=20 (KARR)



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