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From: n295vv

If you can afford eight to ten grand  to insure the hull of the LIV, you can
probably afford to take a hit by not insuring it at all....

I agree with Brent -- If the hull is hit so hard that it is totalled out, you
arent going to be around to collect it anyway, so take the eight grand and
buy some term insurance.  But beware, some life insurance companies may not
insure you if you are a pilot....

The cheaper non-moving insurance is probably a good buy, especially if you
are in T Hangars.  I have seen two T Hangar fires, and when they burn,
everything in sight and reach is destroyed.

The liability insurance is readily available, and for a couple of grand, you
get some peace of mind that you will have some protection, however keep in
mind that you have to have all FAA requirements satisfied, plus the yearly
Avemco  approved recurrent training for the policy to pay in the event of a
mishap....

I seriously doubt that many of the hundred or so LIV owners have much
insurance coverage beyond a modest amount of liabilty.  I think as a class,
we tend to be risk takers,  and if we weren't risk takers, we would be flying
fully insured Cessnas, not 300 kt Lancairs.

David Jones
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