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Posted for Dan O'Brien <limadelta@gmail.com>:
I ran into the same reaction at Sun-N-Fun. I'm low time (250 hours) and not
commercial but instrument rated. The guy at Falcon sent me to the EAA booth.
The guy there shook his head. He said liability only was doable, but only
one company would write it, so it would be expensive. He told me the
difference between my ES and a Mooney or Bonanza was that my plane is
plastic. No duh! Well, the ES V-speeds are similar to the Bonanza, and I am
more insurable there.
In acquiring both tickets (private and instrument), I was told that by
instructors that I'm an excellent pilot. Meticulous, all manouvers within
commercial specs, etc. Doesn't count for crap to the insurance people. Only
two conclusions are possible: 1) the ES is much harder to fly than Mooneys
and Bonanzas, or 2) Lancair pilots tend to be reckless, so we can't get
insurance (or not from more than one company, as I heard it).
Maybe someone can come up with a more optimistic conclusion.
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