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Subject: Re: [LML] Re: Loss of use after prop damage
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Regarding loss of use: the insurance company will make you "whole" --- =
they will not make you "better". If you have a trip and the price of the =
airline ticket is $800 and the cost of your Lancair expenses are $1000 =
the insurance company owes you $0. If the cost is more than using your =
Lancair they owe you the difference.=20

As to a formula for Loss of use....Keep track of your travel expenses =
and submit them with your claim. I would be surprised if you get any =
loss of use since airline tickets are usually cheaper than flying a IVP =
unless you fill it up with passengers.=20

Regarding the engine teardown...the insurance company has no liability. =
Whoever performs the repair does.

Good luck!

Jeff Edwards
Been there done that  =20

Sent from my iPad

On Sep 9, 2010, at 7:07 PM, David Standish <carbonflier@gmail.com> =
wrote:

> No invoices have been received or paid as of yet.  The FBO's insurance =
company has been cooperative and not adversarial so far.  We shall see =
when it is actually time for money to change hands if they are still so =
nice.
>=20
> David
>=20
>=20
>=20
> Gary Casey wrote:
>> I'm afraid I have no expertise in the conventions regarding "loss of =
use", but I'm a little surprised that the insurance company would be =
willing to pay for a teardown.  As I understand it, the requirement for =
a teardown after a prop strike evolved when occasional accessory drive =
and magneto problems surfaced after an event.  With the engine not =
turning, none of those problems could occur and
>> even a crankshaft failure is almost impossible without the flange =
being bent.  I can understand TCM saying it was required, as it releases =
them from any future liability - it would go to the rebuilder.  And =
they're not paying for it.  And the owner would likely "require" a =
teardown for the same reasons - and he's not paying for it and he =
logically wants everything done that is possible.  I'm only a little =
surprised at the insurance company paying for it, as paying for the =
teardown helps release them from future liability.  It's all about =
putting up a shield against future liability claims - all just my =
opinion, of course :-)
>> Gary Casey
>> No law experience except on the receiving end of frivolous lawsuits
>> *
>> *
>> Any suggestions as to how to value loss of use of my airplane after =
my propeller incident?  The propeller was damaged by an FBO in Spokane.  =
Does any one know of some formula the insurance industry might use based =
on typical hourly expense multiplied by days grounded?  Would one =
attempt to claim the expense of planned trips on the airlines vs. =
expense of flying my airplane?  For example the price of three airline =
tickets to Reno less six hours expenses for my LNC-4.  I was at the =
beginning of a flying vacation when the incident happened.  During =
August to October I had planned to fly to Spokane (twice), Eugene, Front =
Range, Races at Reno, and perhaps training at Napa.  All those airline =
tickets would be thousands of dollars not to mention loss of use for =
spur of the moment purposes.
>>=20
>> The propeller is being repaired in Seattle.  The engine is in the =
middle of tear down for inspection in Tulsa (Barrett).  TCM's position =
was that if the propeller could not be repaired on the airplane that =
mandatory tear down and inspection was required regardless of the =
results of the propeller and prop. flange inspection.
>>=20
>> David
>>=20
>=20
>=20
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